Remember how we talked about how being frugal can make you a better person? Well, turns out we think the opposite can be true too.  We love a good budget and saving money, but we also think moderation is important. As Ralph Waldo Emerson said:

“Moderation in all things, especially moderation”


Frugal living is more of a lifestyle than anything – sometimes by necessity and sometimes by choice. Often, we adopt this life and it becomes a part of who we are. That’s great too, except when it can cost you more money in the long run (see this post).  Here are 4 signs you’re too frugal:

1. You are obsessed

We know, we know – being frugal takes planning and work! That’s really not even up for debate here. Developing and maintaining a budget and financial goals takes time and effort, especially to stay on track. However, if you are spending all your time reading about how to get more out of every bottle, bag and tube you may be missing the opportunity to enjoy your life.


2. You only DIY everything

Here’s a true story: we recently bought an old Jeep. A fun, beat-up car that my husband thought he could work on himself from time to time. We can be frugal we thought – this car is old and not even equipped with the technology of new cars. This is great, except that on two different occasions he’s made a repair worse rather than better. So, it cost us more money than if we had brought the Jeep to our trusted (and not over-priced) mechanic. The point is, there are a ton of things that can be done via a good You Tube video and internet search. And then there are things that require an expert – for safety reasons as well as financial ones. This includes but is not limited to: electrical wiring, plumbing, cars, and structural issues.


3. You turn down opportunities

It’s also a fact of frugal living that you learn to say “NO.” ” No thank you” to every time someone mentions eating out. “I’ll pass” when people suggest big trips or tickets to events that you don’t really care that much about anyway. That’s a learned discipline and it can serve you well while padding your bank account. But if you find yourself declining every single Girls Night Out because you just can’t part with a $20, you’re too frugal. Not only are you missing out on fun experiences, you risk becoming isolated and possibly even depressed. If spending money on entertainment is truly NOT an option, find a way to have people to your house instead but don’t give up seeing them altogether.


4. You’re smug

You know how there’s a joke about Prius car owners driving around, emitting SMUG instead of carbon monoxide? Well, you don’t want to be that joke. It’s fantastic to save money and most people would like to know your tricks for doing it. No one wants bragging or excessive pride though. It’s honestly just as painful as the person who refuses to look at price tags because they “don’t need to.”