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Monthly Archive - August 2015

Best Tips For A Budget Beginner

Budget

It’s always interesting to talk with other families about how they manage finances. Obviously, there is a layer of privacy and most people don’t want to discuss actual numbers. However, even surface level conversations generally reveal the basic information: which families use a budget, who the “spender” of a household is, and which expenses seem to throw the whole budget off balance.

Budgets, like marriage and parenting, fall into the whole it’s-that-easy-and-that-hard category. Starting a budget is exciting because you feel a sense of control over your financial state. It’s also overwhelming and difficult to stick to the discipline required to keep a solid budget in place. Certainly, there are a number of resources online to get a budget started (like these forms), but how about some more basic advice for those just getting going?

Here are our best tips for a budget beginner: 
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Simple Savings Strategies For The School Year

Piggy Bank

 

**updated 8/11/16**

Well, we’ve hit the ground running: school started and the constant chaos it brings is already in full force. That means the fees, costs, and donations have started pouring in as well. Thankfully, this is not our first go-around. By the time there is a middle-school aged child in the house, you’ve learned a few things. If you are a budget household, you’ve definitely learned  how to control the costs that come with the start of school.

Here are the ways we manage simple savings strategies for the school year:
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Back To School Supply Basics

IMG_0940

We are in the last few weeks of a dead sprint toward school in our household. My children envy those who go back to school at a later date, conveniently forgetting that those same students started summer later as well. So, basically, for the next two weeks we are doing nothing but organizing, planning, and shopping for back to school supply deals and discounts. You too? Well, before heading out the door in a panic, check out our handy round-up of back to school supply basics:
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The SelectAware.com Savings Blog provides tips on how to save in everday life, whether at the grocery store or traveling to an exotic locale.

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